Have you ever found yourself in a situation where you’re in dire need of medical attention, but you don’t have the funds to pay for it? If you live in Michigan, worry not, because the state’s Department of Health and Human Services has got your back. With the mihealth card, you can now access a range of medical services, including doctor visits, prescription drugs, and mental health care, among others.
One thing that sets this card apart from others is that it covers a vast array of medical services, including emergency room visits, pregnancy tests, and x-rays, to mention a few. If you’re low-income and wondering if you qualify for the card, the state has set certain eligibility criteria that you can check out on their website. Besides, even if you’re not eligible, the department has partnered with many clinics that offer reduced-price services to low-income patients.
In Michigan, healthcare shouldn’t be a luxury for the privileged few. Everyone, regardless of their financial status, deserves access to quality medical services. If you’re unsure about what mihealth card covers, do some research and check out the range of services available to cardholders. You never know when you’ll need it, but when the time comes, having the mihealth card will bring peace of mind and take some of the financial burden off your shoulders.
Types of Mihealth Cards
In Michigan, there are various types of Mihealth cards available, all of which are designed to provide health assistance to individuals based on their eligibility and income level. These cards offer access to services such as health screenings, doctor visits, dental care, and prescription medication. Here are the different types of Mihealth cards available:
- Healthy Michigan Plan Mihealth Card: This card is available to adults aged 19-64 who have an income at or below 133% of the federal poverty level. It offers coverage for medical and behavioral health services, hospitalization, lab work, x-rays, and prescription drugs.
- Children’s Special Health Care Services (CSHCS) Mihealth Card: This card is available to children and young adults under the age of 21 with chronic medical conditions requiring special health care needs. It offers coverage for medical and dental services related to the child’s special needs.
- Pregnancy Mihealth Card: This card is available to pregnant women who have an income at or below 185% of the federal poverty level. It offers coverage for prenatal care, labor and delivery, postpartum care, and prescription drugs related to the pregnancy.
- MIChild Mihealth Card: This card is available to children under the age of 19 whose families have an income at or below 200% of the federal poverty level. It offers coverage for medical, dental, and vision services, as well as prescription drugs.
Each of these cards has its own eligibility requirements and coverage options, and it’s important to review the details to determine which card you may qualify for and which one best meets your needs.
How to Apply for a MiHealth Card
If you are a Michigan resident struggling with finances, the mihealth card is a great option for healthcare assistance. It can cover everything from doctor visits to prescription medications. Here is a step-by-step guide on how to apply for a mihealth card:
- Step 1: Check your Eligibility – Before applying for mihealth card, make sure you meet the eligibility requirements. You must be a Michigan resident, US citizen, and have a household income below a certain level.
- Step 2: Gather Required Documents – You’ll need to gather specific documents to complete your mihealth card application. This includes photo ID, proof of income, and proof of residency.
- Step 3: Fill Out the Online Application – You can apply for mihealth card online through the Michigan Department of Health and Human Services website. Fill out the form and attach the required documents.
Once you’ve completed the application, it can take up to 45 days to process. You’ll receive a letter in the mail letting you know if you’ve been approved or denied. If you are approved, you’ll receive your mihealth card within a few weeks.
What Does MiHealth Card Cover?
The mihealth card can cover a variety of healthcare services, including:
- Doctor Visits – Primary care and specialist visits are covered with mihealth card.
- Prescription Medications – Mihealth card can cover the cost of your prescriptions, including brand-name and generic drugs.
- Hospital Stays – If you need to be admitted to the hospital, the mihealth card will cover the expenses.
In addition, mihealth card can also cover mental health services, dental care, and vision exams and glasses, among other things. It’s important to note that mihealth card does not cover cosmetic procedures or experimental treatments.
MiHealth Card Income Guidelines
The mihealth card income guidelines change annually, and they are based on the Federal Poverty Level (FPL). The income limits are different depending on your family size. Here is an example of the mihealth card income guidelines for 2021:
| Family Size | Maximum Income |
|---|---|
| 1 | $17,100 |
| 2 | $23,050 |
| 3 | $29,000 |
| 4 | $34,950 |
If your household income falls within these guidelines, you may be eligible for the mihealth card.
Coverage for Preventative Services under MiHealth Card
Preventative services are an important aspect of healthcare because it helps avoid the development of diseases and conditions, as well as identify problems early on before they turn into something more serious. With a MiHealth Card, there are various preventative services that are covered to help Michigan residents maintain their health.
What Services are Covered?
- Wellness visits
- Cancer screenings (breast, cervical, colorectal)
- Immunizations (flu vaccine)
- Screening and testing for sexually transmitted infections (STIs)
- Screenings for high blood pressure, cholesterol, and diabetes
The services listed above are just some of the preventative services that are covered under MiHealth Card. These services are essential in maintaining one’s overall health and wellbeing, and it’s important to take advantage of these services to avoid any complications or illnesses in the future.
The Importance of Preventative Services
Preventative services are crucial in healthcare because early detection and prevention are key in addressing health issues before they become more serious and require more intensive treatment. By using preventative services, you are investing in your overall health and avoiding potential health complications that could affect your daily life negatively.
Preventative services are also beneficial in terms of cost. By catching and addressing health problems early on, the cost of treatment can be lower than if you were to wait until the problem becomes more serious. This not only saves you money, but it also helps to minimize the burden on the healthcare system overall.
Conclusion
Overall, preventative services play a crucial role in maintaining one’s health and wellbeing. These services, such as wellness visits, cancer screenings, immunizations, and screenings for various health issues, are covered under MiHealth Card which makes it more accessible for residents to take advantage of them. By investing in preventative services, you can help avoid potential health complications and ensure a healthier future for yourself and others around you.
| Service | Frequency of Coverage |
|---|---|
| Wellness Visit | Annually |
| Breast Cancer Screening | Every 1-2 years (depending on age and risk factors) |
| Cervical Cancer Screening | Every 3-5 years (depending on age and risk factors) |
| Colorectal Cancer Screening | Every 5-10 years (depending on age and risk factors) |
The table above shows the frequency of coverage for some of the preventative services under MiHealth Card, which can help you plan your healthcare visits and ensure that you are taking advantage of the services available to you.
Eligibility Criteria for MiHealth Card
If you’re a Michigan resident looking for healthcare coverage, you may be eligible for the mihealth card. This state-sponsored program helps low-income families and individuals access important medical services. To determine if you qualify for the mihealth card, you must meet certain eligibility criteria.
- Income: MiHealth card eligibility is based on income, so you must have a household income at or below 133% of the Federal Poverty Level (FPL) to qualify. However, there are some exceptions for pregnant women and children, who may be covered with higher incomes.
- Residency: To qualify for the mihealth card, you must be a resident of Michigan and provide proof of your residency. This includes a valid ID, lease agreement, or utility bill.
- Citizenship: To receive mihealth coverage, you must be a U.S. citizen or a legal permanent resident. You’ll need to provide documentation of your citizenship or residency status.
It’s worth noting that the mihealth card is only available to those who don’t have access to other health insurance options. If you’re eligible for Medicaid or employer-sponsored health insurance, you won’t be eligible for the mihealth card.
If you meet these eligibility criteria, you’ll need to fill out an application to apply for the mihealth card. You can do this online, by mail, or in-person at your local Department of Health and Human Services office. Once you’re approved, you’ll receive a mihealth card that you can use to access medical services.
What Does MiHealth Card Cover?
The mihealth card covers a range of medical services, including:
| Service | Covered? |
|---|---|
| Doctor Visits | Yes |
| Prescription Drugs | Yes |
| Hospitalization | Yes |
| Labs and X-Rays | Yes |
| Dental Services | Yes, for children only |
| Vision Services | Yes, for children only |
| Behavioral Health Services | Yes |
Keep in mind that the specifics of your mihealth coverage may vary depending on your individual plan. It’s important to review your benefits and understand what’s covered before seeking medical services.
Overall, the mihealth card offers important healthcare coverage for low-income individuals and families in Michigan. If you meet the eligibility requirements, be sure to apply for this program and take advantage of the benefits it provides.
Limitations of mihealth card coverage
While the mihealth card does provide medical coverage for low-income individuals and families, there are some limitations to its coverage. It is important to understand these limitations so that you can plan accordingly and not be caught off guard when you receive medical bills.
- Not all medical services are covered: While the mihealth card covers most medical services, there are some that are not covered. For example, cosmetic surgeries are not covered unless they are medically necessary. Some experimental treatments and procedures may also not be covered.
- Limitations on prescription drugs: While the mihealth card does cover prescription drugs, there are limitations. Some drugs may require prior authorization or may not be covered at all. The mihealth card also has limits on the number of prescriptions that can be filled each month.
- Restrictions on dental and vision coverage: The mihealth card does cover some dental and vision services, but the coverage is limited. For example, routine dental cleanings may not be covered and eyeglasses may only be covered once every two years.
In addition to these limitations, there are also restrictions on the amount of coverage individuals can receive. For example, the mihealth card has a $500-per-year limit on outpatient mental health services and a limit on the number of physical therapy visits per year.
To get a full understanding of the limitations of mihealth card coverage, it is important to review the specific benefits summary for your plan. This will detail what services are covered and any limitations or restrictions that may apply.
| Limitation | Explanation |
|---|---|
| Not all medical services are covered | Cosmetic surgeries and some experimental treatments may not be covered |
| Limitations on prescription drugs | Some drugs may require prior authorization or may not be covered at all |
| Restrictions on dental and vision coverage | Coverage is limited for routine dental cleanings and eyeglasses |
It is important to understand the limitations of mihealth card coverage so that you can make informed decisions about your healthcare. By being aware of what is covered and what is not, you can plan your healthcare needs accordingly and avoid unexpected medical bills.
How to Renew a MiHealth Card
If you are a Michigan resident enrolled in Medicaid, you may be eligible for a MiHealth Card. This card provides you with essential health care coverage, including doctor visits, hospital stays, and prescription medications. However, like any other insurance policy, your MiHealth coverage needs to be renewed periodically. Here’s what you need to know about renewing your MiHealth Card:
- Generally, you need to renew your card every 12 months.
- You will receive a notice in the mail several months before your current card expires.
- To renew your card, you should follow the instructions provided in the notice.
If you do not receive a notice in the mail, or if you have any questions about renewing your MiHealth Card, you can contact the Michigan Department of Health and Human Services. They will be able to provide you with the information you need to renew your coverage.
Documents You Need to Renew Your MiHealth Card
When you renew your MiHealth Card, you will need to provide some personal information and documentation. Here’s what you may be asked to provide:
- Your name, address, and date of birth.
- Your Social Security number or other identification number.
- Proof of income, such as pay stubs or tax returns.
- Proof of citizenship or legal residency status.
- Other information as needed.
When to Renew Your MiHealth Card
It is important to renew your MiHealth Card on time to avoid any gaps in your coverage. In most cases, you should receive a notice in the mail several months before your card is set to expire. However, if you do not receive a notice, you should contact the Michigan Department of Health and Human Services to find out when you need to renew your card.
Generally, you should renew your MiHealth Card every twelve months. However, if your income or family size changes, you may need to renew your coverage sooner. You should notify the Michigan Department of Health and Human Services if your income or family size changes to ensure that you receive the appropriate level of coverage.
Renewing Your MiHealth Card Online
If you prefer to renew your MiHealth Card online, you can do so through the MI Bridges website. To use this service, you will need to create an account and provide your personal information. Once you have created an account, you can submit your application for renewal. The MI Bridges website also provides you with information about your eligibility and benefits, as well as other services available to Michigan residents.
| Steps to Renew Your MiHealth Card Online | Benefits of Renewing Your MiHealth Card Online |
|---|---|
| 1. Log in to the MI Bridges website. | – Convenient and easy to use. |
| 2. Verify your personal information. | – Access to up-to-date information about your coverage. |
| 3. Submit your application for renewal. | – Faster processing time. |
| – Reduce the risk of errors in your application. |
Renewing your MiHealth Card may seem like a daunting task, but it’s an important one. By following the guidelines provided by the Michigan Department of Health and Human Services, you can ensure that you have uninterrupted coverage and access to essential health care services.
Behavioral health services covered by mihealth card.
The mihealth card is Michigan’s Medicaid program, designed to provide health care coverage to eligible individuals and families with low incomes. It offers a wide range of services, including behavioral health services, aimed at improving the health and wellbeing of beneficiaries.
Here are some of the behavioral health services covered by mihealth card:
- Mental health counseling: This includes individual, group, and family counseling sessions to help beneficiaries cope with mental health issues, such as depression, anxiety, and post-traumatic stress disorder (PTSD).
- Substance abuse treatment: Mihealth card covers a range of substance abuse services, including detoxification, outpatient treatment, residential treatment, and medication-assisted treatment (MAT).
- Behavioral health screenings: Mihealth card beneficiaries are eligible for behavioral health screenings to assess their risk of developing mental health or substance abuse problems.
Access to behavioral health care providers
Mihealth card beneficiaries have access to a wide range of behavioral health care providers, including psychiatrists, psychologists, social workers, and behavioral health therapists. They can choose from a list of providers in their area who accept mihealth card as payment.
The Michigan Department of Health and Human Services (MDHHS) has also launched the Behavioral Health Home (BHH) program, which aims to improve the health outcomes of individuals with serious mental illness and substance use disorders. The BHH program provides coordinated care and services to beneficiaries through a team-based approach.
Additional behavioral health services covered by mihealth card
Aside from mental health counseling and substance abuse treatment, mihealth card also covers other behavioral health services, such as:
- Applied Behavior Analysis (ABA): For children who have been diagnosed with Autism Spectrum Disorder (ASD).
- Psychiatric rehabilitation services: For individuals with serious mental illness who need assistance with daily living, such as finding housing or employment.
Wrap-up
| Behavioral health services | What’s Covered? |
|---|---|
| Mental health counseling | Individual, group, and family counseling sessions |
| Substance abuse treatment | Detoxification, outpatient treatment, residential treatment, and medication-assisted treatment (MAT) |
| Behavioral health screenings | Risk assessments for mental health or substance abuse problems |
| Applied Behavior Analysis (ABA) | Treatment for children with Autism Spectrum Disorder (ASD) |
| Psychiatric rehabilitation services | Assistance with daily living for individuals with serious mental illness, such as finding housing or employment |
Behavioral health services covered by mihealth card aim to provide beneficiaries with the resources to stay healthy and lead fulfilling lives. The program provides access to a range of behavioral health care providers and covers a variety of services, including mental health counseling, substance abuse treatment, and psychiatric rehabilitation services.
What Does MiHealth Card Cover FAQs
1. What does the mihealth card cover?
The mihealth card is a state health care program that has different benefits depending on the level of coverage you have. Generally, it covers inpatient and outpatient hospital care, emergency and urgent care, prescription drugs, mental health services, and rehabilitation services.
2. Does the mihealth card cover dental care?
No, the mihealth card does not cover dental care. However, there are certain services that are covered under the card that are related to dental care, such as extractions that are necessary for a medical procedure.
3. Can I use the mihealth card outside of Michigan?
The mihealth card is a Medicaid program that is only valid within the state of Michigan. If you travel outside of Michigan, you will need to obtain medical care from another provider or use your private insurance if you have it.
4. Is vision care covered under the mihealth card?
Vision care is covered under the mihealth card for children under the age of 21. Adults may only receive vision services if they have a qualifying medical condition that impacts their vision.
5. Does the mihealth card cover maternity care?
Yes, the mihealth card covers maternity care, including prenatal care, delivery, and postpartum care. The coverage is available for pregnant women who meet the eligibility requirements for the program.
6. Are hearing aids covered under the mihealth card?
Yes, hearing aids and related services are covered under the mihealth card for both children and adults.
7. Does the mihealth card cover transportation to medical appointments?
Yes, the mihealth card covers transportation to medical appointments for those who have no other means of transportation or a medical condition that requires transportation assistance.
Closing Thoughts
Thank you for taking the time to read about what the mihealth card covers. It’s important to understand that the coverage may vary depending on your level of eligibility and the services you require. We encourage you to keep up with the current information on the mihealth card official website, and if you have any further questions or concerns, feel free to reach out to your local mihealth card office. Come back soon for more informative articles!