What Do You Do with Money Bags in Animal Crossing? Strategies and Tips

If you’re a fan of Animal Crossing, you know the excitement when you’ve accumulated a load of Bells (the in-game currency). And what better to do with it than fill a money bag to the brim? These bags come in handy when it’s time to upgrade your house, buy new furniture, or splurge on new outfits. However, knowing what to do with them once they’re full can be a daunting task.

For starters, you could visit the island’s store and purchase exclusive items that are not available anywhere else. Maybe it’s a rare piece of furniture that will complete your dream home or a limited edition clothing item that you just have to have. Just be mindful of your budget as these items can be quite pricey.

Another great option would be to invest your Bells in the stock market. That’s right, Animal Crossing has its very own stock market! Every Sunday, a character named Daisy Mae comes to the island to sell turnips. Players can then strategize and purchase turnips at a low price, and then sell them at a higher price throughout the week. This can lead to huge profits and can even be a source of income for your virtual life on the island. So, what will you do with your money bags in Animal Crossing? The possibilities are endless!

Ways to Earn Money Bags in Animal Crossing

One of the key elements of Animal Crossing is earning and managing money. There are a variety of ways to earn money bags in the game, from selling items to participating in activities and events. Here are some of the best ways to earn money bags:

  • Sell items: One of the most obvious ways to earn money bags is by selling items. You can sell everything from fish and bugs to furniture and clothing. Keep an eye out for rare or valuable items that can fetch a high price at the market.
  • Fossils: As you explore the island, you’ll come across fossils buried in the ground. When you collect a complete set, you can take them to the museum to be appraised. Once they’ve been assessed, you can sell them for a tidy profit.
  • Activities and events: There are a number of activities and events that offer the chance to earn money bags. For example, you can participate in fishing tournaments, bug catching competitions, and even fashion shows. Keep an eye out for these events and make sure to participate if you want to earn some extra cash.

Online Trading

If you’re willing to venture beyond your own island, there are even more ways to earn money bags. Trading items with other players online is a popular way to earn extra cash. You can use websites and forums to find buyers and sellers, or you can join social media groups dedicated to Animal Crossing trading.

When trading online, it’s important to be cautious and protect your personal information. Make sure to only trade with reputable players and never give out sensitive information like your address or credit card number.

Bells vs. Nook Miles

In addition to money bags, there are also Nook Miles, a type of currency unique to Animal Crossing. Nook Miles can be earned by completing tasks and achievements, such as catching a certain number of fish or planting a certain number of trees. They can be used to purchase special items and services, but can’t be exchanged for money bags.

When it comes to earning money, many players debate whether to focus on earning bells (the regular currency) or Nook Miles. Both can be useful, but bells are generally more versatile and easier to use. Nook Miles can be a fun way to earn special rewards, but they’re not as essential as bells when it comes to managing your island.

Selling itemsCan earn a lot of money quicklyRequires items to sell
FossilsCan earn a lot of money from a complete setRequires time and effort to find and collect the fossils
Activities and eventsFun way to earn money while participating in island lifeMay not be available all the time
Online tradingCan earn a lot of money by trading rare or valuable itemsRequires caution and protection of personal information

No matter which methods you choose to earn money bags, the key is to have fun and enjoy the game. With a little effort and creativity, you can build a thriving island economy and amass a fortune in no time.

Importance of saving money bags in Animal Crossing

When it comes to playing Animal Crossing, one of the things you might find yourself struggling with is accumulating enough money to fund various purchases, such as upgrading your home or buying coveted items. That’s where money bags come in – these are the physical representations of the in-game currency, Bells. In this article, we’ll discuss the importance of saving money bags in Animal Crossing, and why it’s key to your success in the game.

  • Building up your savings – One of the main reasons why saving money bags is so important in Animal Crossing is that it allows you to build up your savings over time. You never know when you’ll stumble upon a rare item or opportunity that requires a large investment, and having a healthy reserve of Bells can come in handy.
  • Investing in your town – Another reason to save your money bags is that it allows you to make improvements to your town. Whether it’s funding new buildings or projects, or making aesthetic changes such as adding trees or flowers, having a hefty bank account can help you make the most of your gameplay experience.
  • Trade with others – Animal Crossing has a vibrant online community, and one way you can benefit from this is by trading with other players. Whether you’re looking for particular furniture items or rare outfits, having a stash of money bags means you can negotiate and make deals without worrying about running out of funds.

Of course, it’s not just about accumulating as many money bags as possible – it’s also important to spend them wisely. In Animal Crossing, there are plenty of opportunities to spend bells, from purchasing items to participating in events. Sometimes it’s better to save up for larger goals, while other times it’s worth splurging on something that will add to your character’s happiness and well-being. The key is finding the right balance between saving and spending.

To best illustrate the importance of saving money bags in Animal Crossing, here’s a table showing some of the potential costs you may encounter in the game:

Item/ServiceCost in Bells
Upgrade house to maximum size5,696,000
Buy a single turnip100
Purchase the Golden Tools DIY recipe set8,000
Participate in the Turnip Exchange online trading communityVaries depending on demand

As you can see, the costs of various items and services in Animal Crossing can vary greatly. By saving up your money bags and spending them wisely, you can ensure that you make the most of your gameplay experience and achieve your goals as efficiently as possible.

Tips for managing money bags in Animal Crossing

One of the major goals in Animal Crossing is to amass wealth in the form of Bells, the game’s currency. Managing money bags is a crucial aspect of your financial success in this game. Here are some tips to help you optimize your money-bag management:

  • Always carry a money bag – When you’re out and about in your village, always keep a money bag on hand. With it, you can buy items, pay for services, and make donations to public works projects. You never know when you’ll need some extra cash!
  • Store some money at the ABD – In addition to carrying a money bag, it’s a good idea to store some of your savings at the Automated Bell Dispenser (ABD) located in the Post Office. This way, even if you lose your money bag or get robbed by a greedy villager, you won’t lose all your Bells.
  • Invest in the Stalk Market – The Stalk Market is a great way to earn some extra Bells, but it’s also a risky investment. If you buy turnips at a low price and the prices go up, you can sell them for a big profit. But if the prices drop, you can lose a lot of money. Try to follow the trends and sell your turnips at the right time to maximize your profit.

Managing money bags in Animal Crossing is all about balancing your short- and long-term goals. You need enough money to cover your daily expenses and make purchases as needed, but you also want to save and invest for bigger-ticket items like expanding your house or buying rare items.

To help you get started, here’s a breakdown of how much money each type of money bag can hold:

Money Bag TypeBells
Money Bag10,000
Money Satchel99,000
Money Briefcase990,000
Money Pouch1,000,000

With these tips and some careful planning, you can become a master of money-bag management in Animal Crossing. Happy saving!

Investing Money Bags in Animal Crossing

One of the primary goals in Animal Crossing is to accumulate wealth. Once you have your pockets filled with money bags, you might be wondering what to do with them. Luckily, there are several ways to invest your money to help you generate even more wealth in the game.

  • Invest in the Stock Market: The stalk market is one of the best ways to make a profit in Animal Crossing. Every week, you can buy turnips from Daisy Mae, and then sell them for a profit when the prices spike. Keep an eye out for prices that exceed your purchase price to get the most out of your investment.
  • Upgrade Your Home: Your home is not only a place to live in Animal Crossing, but it’s also an investment. By upgrading your home, you can increase its value, making it easier to sell for more money if you ever decide to move. Plus, you get the added benefit of a larger space to decorate and show off to your friends.
  • Buy Rare Items: Some items in the game are incredibly rare and hard to come by. If you have the cash, consider investing in these items, as their value will likely increase over time. Look for items like paintings, rare bugs or fish, and limited-edition furniture items.

If you’re serious about investing in Animal Crossing, you should also track your profits and losses. Keeping track of what investments worked and what didn’t can help you make better decisions in the future.

InvestmentReturn on Investment (ROI)
Stalk Market (average)2.5x ROI
Upgrading home to max capacity~3x ROI
Bug collecting (top 10% of collection)~2x ROI

Ultimately, investing your money in Animal Crossing can be a fun and rewarding experience if done correctly. So go out there and start buying turnips or rare items, upgrading your home, and watch your wealth grow!

Using Money Bags to Upgrade Your Island in Animal Crossing

Animal Crossing: New Horizons has become a cultural phenomenon, with players worldwide immersing themselves in the virtual world and spending a considerable amount of time, effort, and money to personalize their island. One of the primary currencies in the game is Bells, which players earn by performing various activities like fishing, bug catching, and selling items. These Bells can be used to upgrade and decorate your island, and money bags play a crucial role in helping players achieve that goal. Here are some ways players can use money bags to upgrade their islands in Animal Crossing.

  • Pay off your mortgage: One of the first things players do in Animal Crossing is buy a house. But the house comes with a hefty mortgage, which players need to pay off over time. Money bags can be used to pay off your mortgage and upgrade your house, thus expanding your living space and allowing you to store more items.
  • Buy furniture and decorations: Bells can be used to buy various furniture items and decorations that can be used to personalize your island. Money bags can increase your spending capacity, allowing you to buy rare and expensive items that will make your island stand out from others.
  • Invest in turnips: Turnips are a fluctuating commodity in the game, and players can invest in turnips and sell them for a profit if they buy and sell at the right time. Money bags can be used to buy large quantities of turnips, increasing your chances of making a massive profit.

Players can also use money bags to participate in various activities like buying art from Redd or participating in the Stalk Market to earn even more Bells. In addition, players can use Bells to build and upgrade amenities like bridges, inclines, and shops, which can enhance the overall look and functionality of their island.

Animal Crossing is a game that requires patience and persistence, and money bags can be a valuable asset in helping players achieve their goals. By using money bags wisely, players can personalize and upgrade their islands to create a unique and thriving virtual world that they can be proud of.

Money BagNumber of Bells
Small Money Bag1,000 Bells
Money Bag10,000 Bells
Money Bag (50k)50,000 Bells
Money Bag (99k)99,000 Bells

Overall, money bags are a crucial resource in Animal Crossing that players can use to upgrade and personalize their islands, buy items, pay off their mortgage, and participate in various activities. Use them wisely, and you’ll be on your way to creating a unique and thriving virtual world that you can enjoy for hours on end.

How to Trade Money Bags with Other Players in Animal Crossing

One of the best parts of Animal Crossing is the ability to interact with other players, including the ability to trade items and bells. Trading money bags with other players is a great way to quickly build up your wealth in the game. Here’s how to do it:

  • Find a friend or player online who is willing to trade money bags.
  • Determine the amount and type of money bags to trade. Make sure you both agree on the terms of the trade to avoid any misunderstandings.
  • Meet up with the other player in the game. You can do this by visiting each other’s islands or by using the airport to travel between islands.
  • Exchange the money bags by dropping them on the ground. The other player can then pick them up.
  • Make sure to thank the other player for the trade. You can do this by using emotes or by sending a message through the game’s chat feature.
  • Enjoy your new wealth in the game!

It’s important to remember that trading in Animal Crossing is based on trust, so make sure you trade with people you know or trust. Additionally, be aware of scammers who may try to trick you into giving away your items or bells.

If you’re having trouble finding someone to trade money bags with, consider joining an Animal Crossing community online. Many players post requests for trades, and it’s a great way to meet new people who share your love for the game.

Tips for Trading Money Bags in Animal Crossing

Here are a few tips to keep in mind when trading money bags in Animal Crossing:

  • Always make sure you trust the person you’re trading with.
  • Agree on the terms of the trade before you begin exchanging items.
  • Use the chat feature to communicate with the other player throughout the trade.
  • If possible, use a trusted third-party platform to facilitate the trade.
  • Consider trading with friends or players you have interacted with before.


Trading money bags with other players is a great way to quickly build up your wealth in Animal Crossing. Remember to always be safe and cautious when trading with others, and enjoy the many benefits that come with interacting with other players in the game.

Quickly build up wealth in the gameTrading requires trust and caution
Access to new and rare itemsScammers may try to trick you into giving away your items or bells
Opportunity to meet new people and build your Animal Crossing communityMay be difficult to find someone willing to trade

Overall, trading money bags is a fun and exciting way to enjoy the game and build up your wealth. Just remember to be safe and cautious when interacting with other players, and have fun!

The impact of time travel on money bags in Animal Crossing

Animal Crossing is a game that moves at a relaxed pace, matching the game’s design philosophy of taking life as it comes and enjoying it at a leisurely pace. However, some players like to cheat the pace of the game by time travel. Time traveling in Animal Crossing means intentionally changing the clock on the device that the players use to play the game. Time travel used to be a way for players to speed up the process of growing crops, building structures, and collecting items in the game.

When it comes to money bags, time travel can have a significant impact on how players use and acquire them. Money bags can be obtained in various ways, such as selling items, catching bugs and fish, or participating in events. The value of the money bags depends on the color and size of the bag, with bigger bags containing more cash.

  • Money bags expire: One of the adverse effects of time travel is that money bags have expiry dates in Animal Crossing. If players time travel back to a date where the bags have expired, they would be worthless and unsellable.
  • Interest: Money bags gain interest daily when stored in a player’s savings account, which is located in the post office of the Animal Crossing. Time traveling can alter the calculated interest, causing players to lose out on extra bells.
  • Accelerated growth: Time travel can manipulate the game’s clock, and when the players play in a sped-up timeline, they can collect more money faster. It means that players can harvest crops, pick up items, and complete events more often and earn money bags more quickly than normal.

Time traveling can be a double-edged sword when it comes to earning and using money bags. On the one hand, players can accelerate progress and earn more significant amounts of cash. On the other hand, they must also account for the expiry date of the bags and the potential loss of interest bonuses.

The impact of time travel on money bags in Animal Crossing is a vital consideration when players decide to use this feature. While it can yield reward and progress, it can also harm and diminish the value of the in-game currency.

Size and Color of Money BagBells
Pink Bag (100 bells)100
Yellow Bag (1,000 bells)1,000
Blue Bag (5,000 bells)5,000
Green Bag (10,000 bells)10,000
Purple Bag (30,000 bells)30,000
Gold Bag (99,000 bells)99,000

The value of the money bags is crucial when considering the effects of time travel on the game’s economy. While using time travel to earn more money bags seems like a good idea, players should be mindful of the consequences that come with manipulating the game’s timeline.

What Do You Do With Money Bags in Animal Crossing?

Q: How do I get money bags in Animal Crossing?

A: You can get money bags by shaking trees, digging up spots on the ground, catching fish or bugs, or selling items to Timmy and Tommy at Nook’s Cranny.

Q: How much money is in a money bag?

A: The amount of money in a money bag can vary depending on the size. Small money bags have 100 Bells, medium money bags have 1,000 Bells, and large money bags have 10,000 Bells.

Q: Can I store money bags in my inventory?

A: Yes, money bags can be stored in your inventory or placed in your house storage for safekeeping.

Q: What can I do with money bags?

A: You can use money bags to purchase items from Timmy and Tommy at Nook’s Cranny, pay off loans to Tom Nook, or give them as gifts to other villagers.

Q: Can I put money bags on the ground as decoration?

A: Yes, you can drop money bags on the ground as a form of decoration. However, be mindful that other players or villagers could pick them up.

Q: Can I bury money bags to save money like a real piggy bank?

A: Yes, you can bury money bags in the ground to save money for a future purpose. However, make sure to remember where you buried them, or else they could be lost forever.

Thanks for Reading!

Now that you know what you can do with money bags in Animal Crossing, go ahead and try out some of these tips in your game. Whether it’s purchasing new items or saving money for a new house upgrade, money bags are a valuable tool to have in the game. Thanks for reading, and make sure to visit again soon for more Animal Crossing tips and tricks!