How Do I Transfer Money from Associated Credit Union? A Step-by-Step Guide

Are you worried about how to transfer money from Associated Credit Union? No need to fret as it’s a simple process. The good news is that there are a few convenient ways to transfer money from your account, regardless of whether you’re making a one-time transfer or regularly moving money.

First, you can make a transfer from the Associated Credit Union’s online banking service. This is the easiest and quickest option since you don’t have to leave your home or office. You can log in to your account, navigate to the transfer section, and send the money to the recipient’s account.

Secondly, you can visit any Associated Credit Union branch and make a transfer in-person. This is ideal for individuals who aren’t comfortable making online transfers. A teller can help you with the necessary forms and ensure that your transfer goes smoothly. You can use either your account number or routing number to initiate the transaction.

Lastly, if you’re a tech-savvy individual, you can use the ACU mobile app to transfer funds. It is an effortless and straightforward process where you don’t have to worry about logging in through a web browser. All you need to do is download the app, register, and follow the instructions to make a transfer.

Types of Money Transfer Methods Available at Associated Credit Union

Associated Credit Union offers several convenient money transfer methods to its members. Whether you need to transfer funds to another financial institution or send money to a friend or family member, Associated Credit Union has got you covered. Here are some of the most popular money transfer methods available:

  • ACH Transfers: ACH transfers are a simple and secure option for transferring funds to or from your Associated Credit Union account. With ACH transfers, you can send money to another financial institution or receive money from someone else. You can initiate an ACH transfer in person at a branch, online, or through the ACU mobile app.
  • Wire Transfers: If you need to send or receive large sums of money quickly, wire transfers may be the best option for you. Associated Credit Union offers both domestic and international wire transfer services.
  • Bill Pay: With Bill Pay, you can easily pay bills or transfer funds to anyone with a U.S. mailing address. You can schedule one-time or recurring payments, view payment history, and receive email notifications when payments are due.

If you’re unsure which transfer method is right for your needs, you can always speak with a knowledgeable Associated Credit Union representative for advice.

How to Set Up a Transfer from Associated Credit Union

When it comes to transferring money from Associated Credit Union, there are several options available. Whether you need to make a one-time transfer to another account or set up a recurring transfer, the process is relatively easy and straightforward.

Setting Up One-Time Transfers

  • Log in to your Associated Credit Union online account
  • Select the “Transfer Money” option from the main menu
  • Choose the account you want to transfer funds from and indicate the amount you want to transfer
  • Fill in the details of the account you want to transfer funds to, including the account number and destination bank information
  • Verify the transaction details and submit the transfer request

Setting Up Recurring Transfers

If you need to transfer funds on a regular basis, a recurring transfer can be a more convenient solution. Here’s how to set one up:

  • Log in to your Associated Credit Union online account
  • Select the “Transfer Money” option from the main menu
  • Choose the account you want to transfer funds from and indicate the amount you want to transfer
  • Click on the “Repeat Transfers” option and select how often you want the transfer to occur (e.g., weekly, bi-weekly, monthly)
  • Fill in the details of the account you want to transfer funds to, including the account number and destination bank information
  • Verify the transaction details and submit the recurring transfer request

Additional Considerations

It’s important to note that:

– There may be fees associated with certain types of transfers, such as international transfers or wire transfers. Check with Associated Credit Union for more information.
– Make sure you have the correct account number and bank information for the account you want to transfer funds to, to avoid any delays or errors in the transfer.

Transfer Limits and Processing Times

Type of Transfer Transfer Limit Processing Time
Internal Transfers $100,000 per day 1-2 business days
External Transfers $10,000 per day 3-5 business days

Keep in mind that transfer limits and processing times may vary based on various factors, such as the type of transfer and destination bank. Always double-check with Associated Credit Union to confirm transfer limits and processing times.

Fees Associated with Transfers at Associated Credit Union

When it comes to transferring money at Associated Credit Union, there are some fees that you may encounter along the way. Here are the top fees that you should be aware of:

  • Outgoing domestic wire transfer fee: $25
  • Outgoing international wire transfer fee: $55
  • Overdraft transfer fee: $3 per transfer

Outgoing Wire Transfer Fees

If you need to send money to another account outside of Associated Credit Union, you may be charged a fee for outgoing wire transfers. The fee for domestic wire transfers is $25, whereas the fee for international wire transfers is $55. It’s important to note that there may be additional fees charged by the receiving bank, so it’s important to check with them beforehand.

Overdraft Transfer Fee

In the event that you overdraw on your account, Associated Credit Union offers an overdraft protection transfer service. The fee associated with this service is $3 per transfer. This fee is in addition to any overdraft fees that may be charged on your account. However, this fee may be more affordable than the overdraft fee, so it’s important to weigh your options.


Transferring money at Associated Credit Union may come with fees. The fees for outgoing wire transfers can be $25 for domestic and $55 for international transfers. In addition, overdraft protection transfer fees are $3 per transfer. Knowing the fees associated with transfers can help you make informed financial decisions.

Fees Amount
Outgoing domestic wire transfer fee $25
Outgoing international wire transfer fee $55
Overdraft transfer fee $3 per transfer

Remember, these fees may be subject to change at any time, so it’s important to check with your credit union for the most up-to-date information.

Benefits of Using Associated Credit Union for Transferring Money

When it comes to financial transactions, it’s important to use a reliable and trustworthy institution. That’s why transferring money with Associated Credit Union is a smart choice. Here are four key benefits of using Associated Credit Union for transferring money:

  • Security: At Associated Credit Union, we take your security seriously. That’s why we use the latest encryption technology to ensure that your transactions are safe and secure. You can rest easy knowing that your money is protected.
  • Convenience: With Associated Credit Union, you can transfer money online or through our mobile app. This makes it easy and convenient to manage your finances, no matter where you are. You can even make transfers to non-credit union accounts, making it easy to move money where you need it.
  • Savings: Unlike other financial institutions, Associated Credit Union doesn’t charge high fees for transferring money. This means you can save money while still getting the convenience and security you need.
  • Speed: When you need to transfer money quickly, Associated Credit Union has you covered. Transfers can often be completed within a matter of minutes, so you can get your money where it needs to go fast.

How to Transfer Money with Associated Credit Union

Transferring money with Associated Credit Union is easy. Here’s what you need to do:

First, make sure you have an account with Associated Credit Union. If you don’t have an account yet, you can easily apply online or visit one of our branches to get started.

Next, log in to online banking or our mobile app and select the option to transfer funds. You’ll need to enter your account information and the amount you want to transfer. If you’re transferring to a non-credit union account, you’ll also need to provide the recipient’s account information.

Finally, review your transaction details and confirm the transfer. Your money will be on its way in no time!

Associated Credit Union Transfer Fees

At Associated Credit Union, we believe in transparency when it comes to fees. That’s why we offer affordable transfer fees for our members. Here’s a breakdown of our transfer fees:

Transfer Type Fee
Internal Transfers Free
External Transfers $1.50 per transaction

As you can see, transferring money with Associated Credit Union is an affordable and convenient option. Whether you need to move money between your accounts or send funds to someone else, we make it easy for you to manage your finances. Contact Associated Credit Union today to learn more about our transfer options and how we can help you achieve your financial goals.

Security Measures for Transferring Money at Associated Credit Union

When it comes to transferring money, security is a top concern for everyone involved. Associated Credit Union understands this and has implemented several measures to ensure the safety of their members’ funds. Here are five specific security measures that Associated Credit Union has in place:

  • Encryption: Any sensitive information, including account numbers and personal identification numbers (PINs), is encrypted when transmitted between your device and Associated Credit Union’s servers. This means that even if someone intercepts the information, they won’t be able to read it because it’s scrambled.
  • Login Requirements: To access your account and transfer money, you will need to provide your username, password, and possibly additional security questions or codes. This deters hackers from gaining access to your account by requiring more than just a password.
  • Notifications: If a transfer occurs for an unusual amount or from an unusual location, Associated Credit Union will send a notification to the account holder alerting them of the transaction. This way, if it was unauthorized, the account holder can act quickly to reverse the transaction.
  • Time Limits: In order to prevent unauthorized transfers, Associated Credit Union may limit the amount of money you can transfer at one time or within a certain timeframe. This also limits any damage that could be done if someone does gain unauthorized access to your account.
  • Two-Factor Authentication: Associated Credit Union may also require a second form of authentication before allowing a transfer. This could be a texted code or fingerprint recognition, adding an extra layer of security.

Overall, Associated Credit Union takes the security of their members’ funds very seriously. By implementing these measures and staying vigilant against potential threats, they aim to make sure that their members can transfer their money safely and securely.

If you are ever unsure about the security of your account or a transfer you’re making, don’t hesitate to reach out to Associated Credit Union’s customer service for assistance.

Remember that by taking advantage of these security measures and staying vigilant when transferring money, you can help prevent any unauthorized access to your funds.

Security Measure Description
Encryption Scrambles sensitive information so that it can’t be read by unauthorized parties.
Login Requirements Requires more than a password to access account and make transfers.
Notifications Alerts account holder of unusual transfers to prevent unauthorized access.
Time Limits Limits amount of money that can be transferred to prevent damage in case of unauthorized access.
Two-Factor Authentication Requires a second form of authentication for added security.

By following these measures and remaining vigilant, you can rest assured that your money is safe and secure when transferring funds at Associated Credit Union.

Overseas Transfers: How Associated Credit Union Can Help

Whether you are looking to send money to family or friends overseas or need to make international business transactions, Associated Credit Union (ACU) has you covered. Here are six ways ACU can help you with your overseas transfers:

  • International Wires: ACU offers international wire services to over 200 countries and territories worldwide. With competitive rates and secure transfer options, ACU makes it easy to send and receive money overseas.
  • Foreign Currency Exchange: If you need to exchange currency for your transfer, ACU provides competitive rates for over 80 different currencies.
  • Overseas ATM Withdrawals: ACU members can use their debit cards to withdraw money from overseas ATMs with no foreign transaction fees.
  • Travel Cards: ACU offers pre-paid travel cards that can be loaded with foreign currency. These cards can be used for overseas purchases and ATM withdrawals.
  • Mobile App: ACU’s mobile app allows you to manage your account and initiate transfers from anywhere in the world.
  • Customer Support: If you need assistance with your overseas transfer, ACU’s customer support team is available to help you every step of the way.

Here is a breakdown of the fees and processing times for ACU’s international wire transfers:

Destination Country Processing Time Fee
Canada 1-2 business days $25
Mexico 1-2 business days $50
Europe 1-3 business days $50
Australia 3-4 business days $75
Asia 3-4 business days $75

No matter where you need to send or receive money, ACU’s international transfer services ensure that your funds will be transferred quickly and securely.

Customer Support for Money Transfers at Associated Credit Union

Transferring money can be a complex process, and it is essential to have reliable customer support available to assist with any issues that may occur. Associated Credit Union offers several customer support options to ensure that their members’ money transfer needs are met efficiently.

Customer Support Contact Information

  • Phone – Members can contact Associated Credit Union’s customer service center at 1-800-257-5354 for assistance with money transfers. The center is available Monday through Friday from 8 am to 8 pm and Saturday from 8 am to 2 pm.
  • Live Chat – For members preferring chat support, Associated Credit Union offers live chat options available on their website. Representatives are available during customer service center hours.
  • Email – Members can also reach out to Associated Credit Union customer service via email at [email protected] A representative will return the email within a reasonable time frame.

Assistance with Money Transfer Issues

If a member encounters an issue with their money transfer, there are several ways that Associated Credit Union’s customer support team can assist. They can help with cancellation, correction, or resending the transfer. Additionally, if the recipient has not received the transferred funds, customer support can investigate and resolve the matter. Members who are having issues with their money transfer can reach out to customer support via the contact information provided above.

Associated Credit Union Money Transfer Fees

It is always crucial to review the fees involved with money transfers. Associated Credit Union offers its members the option to transfer up to $5,000 per day for free within their own accounts or to other ACU members’ accounts. Transfers outside of ACU come with a fee of $2.50 per transaction.

Transfer Type Fee
ACU to ACU Transfer (up to $5,000) Free
External Transfer ($2,500 max per transaction) $2.50 per transaction
Wire Transfer $20 domestic, $40 international

Members should also consider the processing time if they need expedited funds. If a member needs funds transferred rapidly, they may select the wire transfer option. However, this option cost more and requires additional banking information such as recipient bank routing numbers and account number.

In conclusion, Associated Credit Union offers several methods to assist their members with money transfer issues. They also provide customer support services to ensure their members have the help they need when making money transfers while minimizing fees associated with the transactions.

FAQs: How do I transfer money from Associated Credit Union?

1. What are the options for transferring funds from Associated Credit Union?

You can transfer funds from your Associated Credit Union account in several ways, including online banking, mobile banking, wire transfer, ACH transfer, and bill pay.

2. How do I transfer money using online banking?

To transfer funds using online banking, first log in to your account, go to the “Transfers” section, select the source and destination accounts, and enter the transfer amount. Review and confirm the transaction details before submitting the transfer request.

3. Can I transfer funds using my mobile device?

Yes, you can use the Associated Credit Union mobile app to transfer funds between your accounts and to accounts at other financial institutions. Simply log in to the app, go to the “Transfers” section, and follow the prompts to complete the transfer.

4. How long does it take for a transfer to be completed?

The processing time for a transfer depends on the type of transfer and the recipient’s financial institution. For example, ACH transfers can take 2-3 business days to complete, while wire transfers are typically completed on the same business day.

5. Is there a fee for transferring money from Associated Credit Union?

Associated Credit Union does not charge a fee for incoming ACH transfers, but outbound wire transfers and expedited transfers may have fees associated with them. Check with your bank for specific fee information.

6. What information do I need to provide to transfer funds?

The information required for a transfer depends on the type of transfer. For example, ACH transfers usually require the recipient’s account number and routing number, while wire transfers may require additional information such as the recipient’s SWIFT code and physical address.

Closing Paragraph: Thanks for Reading!

We hope this article has helped answer your questions about transferring money from Associated Credit Union. If you have any additional questions or need further assistance, please don’t hesitate to contact your local branch or customer service representative. Thank you for choosing Associated Credit Union, and we look forward to serving you again in the future.